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1. Health & Welfare LPA

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A Health & Welfare LPA gives your chosen attorneys the authority to make decisions about your personal wellbeing if you lose mental capacity.

This may include decisions about:

• Medical treatment and care

• Where you live (for example, at home or in a care setting)

• Day-to-day care and routines

• Life-sustaining treatment decisions (if specifically authorised)

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This LPA only comes into effect if you are unable to make these decisions yourself

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In simple terms:
It ensures someone you trust can make important health and care decisions for you if you can’t

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2. Property & Financial Affairs LPA

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A Property & Financial Affairs LPA allows your attorneys to manage your money and financial matters.

This may include:

• Paying bills and managing bank accounts

• Collecting pensions and benefits

• Managing property or investments

• Handling financial paperwork and transactions

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This LPA can be used:

• If you lose capacity, or

• With your permission while you still have capacity (if you choose)

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In simple terms:

It allows someone you trust to look after your finances if you’re unable to, or if you need support managing them

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Why LPAs are important

Without an LPA in place, loved ones may need to apply to the Court of Protection to gain authority to act for you — which can be time-consuming, stressful, and costly

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Having LPAs in place ensures:

• Your wishes are known and respected

• People you trust are in control

• Things are managed smoothly if you’re unable to make decisions